8014106510A simple way to factor your business
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Our Products
Tawarruq
- Financing ceiling: up to 250,000 SAR.
- Financing duration: up to 12 months.
- Competitive Profit Margin Percentage.
Invoice Factoring
- Financing ceiling: up to 150,000 SAR.
- Financing duration: 30 Days.
- Profit : 0%
Car Ijarah
- Financing ceiling: up to 250,000 SAR.
- Financing duration: up to 12 months.
- Competitive Profit Margin Percentage.
Why Choose Merchant Cash Advance
Fast Funding Decisions
Quick Financing Decision with in 24 hours
No Orignation Fee
Shariah complaint with no hidden charges
We Serve Most Industries
We are the pioneer in shariah complaint factoring
About Us
Joa Capital is a pioneering sharia-compliant factoring platform offering a wide range of flexible and innovative solutions, with commercial registration (1015339635) licensed by the Saudi Central Bank No. 22/أ ش/201410 dated 11/19/1435 AH
Established in 2012, the company, with capital 500,000,000 SR , has a head office in Riyadh and 16 branches located in 13 cities across Kingdom, it specializes in providing flexible financial leasing, small and medium enterprises factoring, productive assets and consumer factoring, subject to control and supervision The Central Bank of Saudi Arabia.
Financing
Financing is the fastest factoring facility, It is a quick fix for your business problems. This facility can be availed within 24 hours and can be utilised for 30 days. Below are the salient features for Financing product
Shariah Compliance
Amount: Upto SR 150,000
Duration: One month factoring
Approval within 24 hours
Why Choose Us?
Within our values and the Islamic Shari’a spirit and principles, we have started our journey in 2012. And throughout, we have been inspired to deal with our clients and partners, and that’s how we started. Joa Capital launched its operations promoting its factoring services for individuals and SME’s in compliancy with the Islamic Shari'ah principles, by providing a variety of factoring products that our individual and corporate clients entail.